Prepaid Debit Cards – Review and Compare6 min read

Compare Top Prepaid Debit Cards with Gblogo and find the right deal for you – whether you are spending abroad, looking to improve your credit rating or simply want to earn cash back and rewards.

Find a prepaid card that can help you keep track of your money, allowing you to spend only what you charge on the card.

List of Prepaid Debit Cards

CARDONEMONEY

Card One Money offers a prepaid Master-Card debit card that looks like any regular Prepaid Debit Cards, but instead of spending the borrowed money, you spend what you loaded on the card. There is no overdraft, but you can use it in stores, online, paying for goods over the phone and withdrawing money at ATMs.

With CardOneMoney, you will also have a dedicated account manager who will set up standing orders, direct debits and regular payments from your account. However,It can also be configured so that, once all your accounts are paid, the remaining balance is transferred to your CardOneMoney card so that you can control your available revenue. The maximum you can load onto your card at one time is £ 1,250 and the total maximum for the card is £ 5,000.

Highlights

  1. No credit checks
  2. Disposable income can be automatically transferred to the card
  3. Account Manager can set up all regular payments
  4. Pay in at a bank or Post Office
  5. Wages can be paid directly onto card
  6. Manage the card online
  7. Text alerts

Criteria

  1. You must be able to verify your identity
  2. You must be aged over 18
  3. You need to be a UK resident

Fees

  • Maximum APR %
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £0

FAIRFX | STERLING EVERYWHERE PREPAID CARD

The FairFX Sterling Everywhere card can be completed with Sterling and used in any country for a fixed exchange rate of 1.4%. The card balance will remain in sterling until used and then converted to local currency at a reasonable exchange rate. However, The FairFX Sterling Everywhere card can be used anywhere in the world where the MasterCard logo is displayed.

Customers can control their spending with the FairFX Sterling Everywhere card by logging in online or using the dedicated app. However, Through these portals you can view your balance and reload with funds. If you don’t spend everything abroad, it can be in the UK, saved for the next trip.

Highlights

  1. No monthly fee
  2. Competitive exchange rates
  3. Manage the card online or through the app
  4. Unused funds can be converted back to pounds sterling or saved for the next time

Criteria

  1. You must be aged over 18
  2. You will need to be a UK resident

Fees

  • Maximum APR %
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £0

REVOLUT CARD

Revolut was originally created to prevent expensive exchange rates, but has expanded further and now offers prepaid debit cards, personal loans and business accounts. They claim to have saved £ 150 million in fees for their 1.5 million customers.

You cannot earn interest on Revolut cards as, technically speaking, it is not a complete checking account. However, you can transfer money for free in 25 currencies to banks around the world at a very competitive exchange rate. The Revolut card is a prepaid debit card, so you will not receive an account number or classification code, but you will be able to make transactions online.

Highlights

  1. Prepaid recharge card
  2. View your balance and transactions through the Revolut app
  3. Free, quick and easy money transfers worldwide
  4. No credit checks
  5. Integrated budget

Criteria

  1. You must be aged 18 or over
  2. You need to be a UK resident
  3. You must be able to verify your identity

Fees

  • Maximum APR %
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £0

SUITS ME CARD | PREMIUM

Suits Me offers prepaid cards that do everything a bank account does, except overdraft or the possibility to withdraw credit. Offering a refund from multiple partners, However, the globally accepted contactless Visa card can be charged by bank transfer or using your local PayPoint reseller.

With a mobile banking app, Suits Me has the envelope feature – a tool to reserve money every month for regular monthly bills and payments – for better savings and expense management. In the app, you have access 24 hours a day, 7 days a week to your account to be able to follow everything besides the useful feature of having text and email alerts.

Highlights

  1. No credit check
  2. Ability to earn cashback
  3. Text and email alerts
  4. Can be set up in 20 minutes
  5. Free unlimited UK purchases
  6. Free set up

Criteria

  1. You must be able to verify your identity
  2. You must be aged over 18
  3. You need to be a UK resident

Fees

  • Maximum APR %
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £0

SUITS ME CARD | PREMIUM PLUS

The Suits Me has two products. Suits Me Premium has a monthly fee of £ 4.97, and Suits Me Premium Plus is £ 9.97 per month, which allows you to make 4 withdrawals at free ATMs every month. However, Both are completely free to set up, with no hidden fees or charges.

APS | ICOUNT PAY MONTHLY

The iCount Pay Monthly card, issued by APS, is a prepaid credit card that has a number of advantages, such as the ability to set up direct debits, standing orders and bill payments, as well as protection of purchases. The maximum that can be loaded onto the card in total is £ 5,000 and you can withdraw a maximum of £ 500 per day.

There is a monthly iCount Pay card fee of £ 9.95, as well as an initial card issuance fee of £ 4.95, with any additional or replacement cards charged at £ 5.95. If you charge at least £ 20 to your iCount Pay Monthly card within the first 30 days of opening it, you will be refunded the £ 4.95 administration fee.

Highlights

  1. Work to improve your credit history
  2. Accepted where you see the MasterCard logo
  3. Charge it with £ 20 for the first 30 days and your registration fee will be refunded
  4. Text alerts
  5. Purchase protection
  6. Manage the card via cell phone

Criteria

  1. You must be aged at least 18
  2. You need to be a UK resident
  3. Additional cardholders must be over 13 years old

Fees

  • Maximum APR %
  • Arrangement fee: £0
  • Early repayment fee: £0
  • Late payment fee: £0

Which is the best prepaid card?

To find out which prepaid card suits you best, you need to think about how you plan to use it. Is it just for shopping on the Internet? Would you like to have one so you don’t spend too much? Do you like them because you think they are safer than carrying money? Or do you want one to give your teen so he doesn’t lose money or spend too much?

Also , After considering how you will use your card, you will need to compare the dozens of different cards on offer. Consult our comparison tables to see the exclusive offers available that can save you money. Some cards offer reimbursement for your expenses, while others do not charge a fee to withdraw the card if you go through MoneySupermarket.

There are three main differences with prepaid cards: the currency you charge on the card, how you charge and the fees you charge.
However, Now you able to select Best Card for you according to your Needs