Argos Personal Loan2 min read

With so many financial and lending institutions, finding the best personal loan for your needs can be daunting. Luckily, several legitimate online lenders offer personal loans at competitive interest rates. Argos is a good example.

After its partnership with Creation Consumer Finance Ltd, Argos personal loans are more accessible than ever. You just fill out an application form online then get an instant decision.

Whether you want to remodel your bathroom, buy a new car, pay for your wedding or go on a vacation, Argos can help.

Argos Loans in a Nutshell

Argos offers personal loans of between £1,000 and £20,000. Of course, the loan amount depends on your credit rating. The repayment terms are spread over 12 to 60 months (12 months is only for loans under £15,000). The rate is individual-based. It usually depends on your current life circumstances.

Argos also offers fixed monthly repayments and doesn’t charge a fee for arranging your loan. Once your application is approved, you’ll get your money within 5 working days.

As mentioned above, you can apply for a loan online and get a quick quote. However, this is not always the case. The lender might ask you to submit additional information.

The Cost of Argos Loan

Representative Example: If happen to borrow £5,000 over 36 months at a rate of 13.9% p.a( fixed). The total payable amount for the loan £6,072.12 in monthly repayments of £168.67.

Keep in mind, 9.9% APR is only applicable to loans between £7,500 and £15,000. However, the maximum APR is 29.9%.

To be eligible for Argos personal loan, you must:

  • Be between 23 and 70 years
  • Have lived in the UK for at least 3 years
  • Not have a bad credit history

Applying for Argos personal loan is simple, fast, and stress-free. Just register at creation.co.uk, login, and apply for a loan. For any enquires, you can email or call at 0371 402 3419. Feel free to get in touch.